Volunteer organizations are quite popular. There are many non-profits and businesses that rely on volunteers to help them achieve their goals. If you manage a charity or a non-profit that depends on volunteers, you should know that volunteer insurance is available to protect both you and those who are giving their time to help others.
What Does It Cover?
Volunteers are an essential part of your organization and deserve to be protected. You should ensure that you purchase insurance that covers any accident or injury that is likely to occur in your field of work. Otherwise, you might end up having to foot the bills yourself.
Basic volunteer insurance usually covers:
- Personal accidents. The insurance covers expenses and medical bills if a volunteer becomes hurt while participating in an authorized activity.
- Volunteer boards. Volunteer directors and board members may need coverage to help pay legal fees if accused of negligence, defamation, and slander.
- Public liability. This is available to help with third-party personal injury claims or property damage.
Every policy may not include everything.
Check With an Agent
It is essential for your volunteers to feel secure and for you to protect your non-profit. Check with an insurance agent about the coverage you need for your organization and how much it will cost.
